Transforming Lives Through
Compassionate Giving & Social Responsibility

About Zakat

Zakat is the amount of money that every adult, mentally stable, free, and financially able Muslim, male and female, has to pay to support specific categories people. This category of people is defined in surah at-Taubah (9) verse 60: β€œThe alms are only for the poor and the needy, and those who collect them, and those whose hearts are to be reconciled, and to free the captives and the debtors, and for the cause of Allah, and (for) the wayfarers; a duty imposed by Allah. Allah is knower, Wise.” (Al Qur’an 9:60).

πŸ™Ά Take from their money a charity to cleanse them and purify them – Al Qur’an 9:103 πŸ™·

The obligatory nature of Zakat is firmly established in the Qur’an, the Sunnah (or hadith), and the consensus of the companions and the Muslim scholars. Allah states in Surah At-Taubah verses 34-35: πŸ™Ά O ye who believe! there are indeed many among the priests and anchorites, who in Falsehood devour the substance of men and hinder (them) from the way of Allah. πŸ™·
Zakat is obligatory when a certain amount of money, called the nisab is reached or exceeded. Zakat is not obligatory if the amount owned is less than this nisab.

Alkhidmat Foundation Sindh is dedicated to making the most effective use of your generous donations in order to alleviate the suffering of the world’s most vulnerable individuals, particularly in Pakistan. Through the utilization of your Zakat contributions, we have been able to support essential initiatives aimed at assisting communities and people affected by various disasters, such as the Pakistan Floods in 2022, Cholistan Drought, COVID-19 pandemic, and the Turkiye-Syria Earthquake.

By prioritizing the first category of Zakat, which focuses on aiding the poor and needy, we ensure that your funds are utilized to bring relief and support to those who need it most. Additionally, a portion of the donations is allocated towards administrative costs to ensure efficient and transparent distribution of aid.

Your 2.5% is 100% of someone. Donate Zakat and Check our Zakat Guide

What is Nisab?

Nisab is the minimum amount of wealth required to make a person liable to pay Zakat. The nisab (or minimum amount) of gold and golden currency is 20 mithqal, this is approximately 85 grams of pure gold. One mithqal is approximately 4.25 grams. The nisab of silver and silver currency is 200 dirhams, which is approximately 595 grams of pure silver. The nisab of other kinds of money and currency is to be scaled to that of gold, 85 grams of pure gold. This means that the nisab of money is the price of 85 grams of 999-type (pure) gold, on the day in which Zakat is paid. (Current Gold Prices)

Easiest way to work out Zakat

At any day of the year (eg 21st Ramadan) add up the value of your gold, silver, savings, cash, shares etc – these are your total assets. Minus from this any money you owe and any bills immediately due – these are your liabilities. If the balance is more than the nisab value, then you have to pay Zakat of 2.5% on the whole amount.

Points to remember

  1. Zakat is only due on assets held for more than a lunar year.
  2. Zakat is not due on your main home.
  3. Mortgage loans should not be deducted from your assets.
  4. Businesses also need to pay Zakat on their profits and stock.

Examples

If the nisab is $2,840 (PKR 497,451) this Ramadan and you have savings of $1,313 (PKR 229,983) and gold worth $1,970 (PKR 345,063) (Total $3,284)(PKR 575,222) , then you have to pay 2.5% of the whole amount as Zakat – which = $82 (PKR 1,4363).

When is Zakat Due?

Zakat is obligatory after a time span of one lunar year passes with the money in the control of its owner. Then the owner needs to pay 2.5% (or 1/40) of the money as Zakat. (A lunar year is approximately 355 days).

Deduction of Debts:

The owner should deduct any amount of money he or she borrowed from others, then check if the rest reaches the necessary nisab, then pays Zakat for it. If the owner had enough money to satisfy the nisab at the beginning of the year, then the money increased (in profits, salaries, inheritance, grants…etc.), the owner needs to add the increase to the nisab amount owned at the beginning of the year, then pay Zakat, 2.5%, of the total at the end of the lunar year. (there are small differences in the fiqh schools here) Each Muslim calculates his or her own Zakat individually.

For most purposes this involves the payment each year of two and a half percent of one’s capital. A pious person may also give as much as he or she pleases as sadaqa, and does so preferably in secret. Although this word can be translated as πŸ™Ά voluntary charity πŸ™· it has a wider meaning. The Prophet said β€˜even meeting your brother with a cheerful face is charity.’

Zakat Calculator

Enter Nisab Threshold

Gold and Silver

Cash

Trade of Goods

Liabilities

Total Net Worth

Rs. 0

Zakat Payable (2.5%)

Rs. 0

Learn Zakat

Donation Online

You can donate online by using debit/credit card:

Ways To Donate

𝐌𝐞𝐞𝐳𝐚𝐧 𝐁𝐚𝐧𝐀
Account Title: Alkhidmat Foundation Pakistan (Sindh Region)
Account No: 01880101058666
IBAN: PK56MEZN0001880101058666

Call us to collect Cheque/Cash/Payrol from your doorstep: +92 334 4556667, +92 333 1027478